• In re Clayton – Case Opinion

    In a recent decision, North Carolina Court of Appeals held that an individual is not a surviving borrower under a deed of trust if that individual was not obligated on the underlying promissory note. In re Clayton, 802 S.E.2d 920 (2017).

  • The Lucks Case & NC Foreclosure Law – 1 Year Later

    At the end of 2016, the Supreme Court of North Carolina sent a pragmatically powerful message regarding North Carolina Chapter 45 power of sale foreclosures: the contract is in control. Consequently, the opinion, In re Lucks, 369 N.C. 222, 794 S.E.2d 501 (2016), simplified legislatively created procedures for power of sale foreclosures while also limiting the potential for protracted litigation.