James M. Garnet

Practice Area

Litigation & Defense, Real Estate Default


Attorney Garnet focuses his practice in the areas of mortgage default related litigation (including residential and commercial foreclosure actions), evictions, and lender/servicer defense litigation. He also has experience in real estate, bankruptcy, secured transactions, contracts, risk management, and compliance. Attorney Garnet regularly represents lenders in both state and federal court. He earned his J.D. from The University of Maine School of Law in 2011 and earned his B.A. in Political Science from Long Island University in 2006.

Admitted to Practice

  • State and Federal Courts in Maine
  • Massachusetts State Courts


  • 2011 University of Maine School of Law, Juris Doctor
  • 2006 Long Island University – C.W. Post, B.A.


  • Maine State Bar Association
    • Consumer & Financial Institutions Law Section
    • Real Estate & Title Law Section
  • Massachusetts State Bar Association

Articles & Speaking Engagements

  • Foreclosure Discovery and Trial Practice, ALFN Answers (August 2020)
  • Maine Legislature Passes Bill Affecting Residential Foreclosure, Property Preservation, USFN Report (Spring 2020)
  • Maine Update – An Act to Preserve the Value of Abandoned Properties by Allowing Entry by Mortgagee, ALFN Legal Updates (April 2020)
  • Legislative Updates: Maine, ALFN Angle (Fall 2019)
  • Foreclosure Building Blocks, USFNStruct (April 2019)